Protecting Your Credit

Your credit is one of the most important thing you have in the modern world. If you have bad credit, you will not be able to borrow money from banks and other financial institutions. We all know just how difficult borrowing with bad credit can be.

One of the many things which can ruin your credit is identity theft. Hundreds of people nowadays have become victims of horrible identity theft and they every single day they try to rebuild their credit and get their lives back together.

ID theft

Being a victim of identity theft is something which I don’t want to wish on anybody, even my own enemy because it can be devastating. As they say prevention is better than cure so protect yourself from identity theft. How? Here are a few ways.

Whenever you go out, never carry extra documents or cards. Take only what you need. When you order new checks, pick them up from the bank instead of having them mailed to you. This will make it harder for checks to be stolen and to be taken by identity thieves.

Be mindful when giving out your personal information on the phone. As a matter of fact, you should not give your personal information on the phone unless you are the person who initiated the call.

Lastly, be careful of what you put in your trash. Never throw receipts or bank statements. What you should do instead if shred these sensitive documents before throwing them away.

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